Healthy Paws Pet Insurance helps customers cover the cost of unexpected medical expenses for their pets for a monthly price starting at around $15 for cats and $20 for dogs. Customers can go to the company’s website or use its pet insurance app to apply for coverage and submit claims. The company processes 99% of claims within two days. Once approved, your pet’s coverage starts after a 15-day waiting period.
Healthy Paws Pet Insurance plans
Healthy Paws Pet Insurance offers one straightforward plan that covers up to 90% of the bill for accidents, illnesses and emergency care. Healthy Paws doesn’t put a cap on lifetime, annual or per-incident claim payouts. The plan doesn’t cover preexisting conditions, but this is typical of most pet insurance carriers.
For cat and dog plans, Healthy Paws covers* the following:
Illnesses
Accidents
Hereditary conditions
Congenital conditions
Chronic conditions
Cancer
Diagnostic treatment
X-rays, blood tests, ultrasounds
Surgery
Hospitalization
Prescription medications
Emergency care
Specialty care
Alternative treatment
*Not applicable for preexisting conditions.
Healthy Paws Pet Insurance cost
The Healthy Paws Pet Insurance cost for monthly premiums starts at $15 for cats and $20 for dogs, but the average monthly premium is around $30. Healthy Paws reimburses up to 90% of your bill and provides three deductible options: $100, $250 or $500. The main factors that determine your pet insurance rates are where you live, your plan’s deductible, the type of animal you’re insuring and its age and breed.
Before your pet receives coverage, it must be examined to determine your overall cost and to screen for preexisting conditions.
Is Healthy Paws Pet Insurance good?
Healthy Paws Pet Insurance is an excellent option for people who want a simple, no-hassle pet insurance policy. The company has a fast and simple claims process, and its plan leaves little room for confusion when it comes to coverage and how to file a claim. The lack of options may deter some customers, but Healthy Paws’ single plan is a fine option for most pet owners.