Healthy Paws Pet Insurance

Healthy Paws Pet Insurance

How does Healthy Paws Pet Insurance work?

Healthy Paws Pet Insurance helps customers cover the cost of unexpected medical expenses for their pets for a monthly price starting at around $15 for cats and $20 for dogs. Customers can go to the company’s website or use its pet insurance app to apply for coverage and submit claims. The company processes 99% of claims within two days. Once approved, your pet’s coverage starts after a 15-day waiting period.

Healthy Paws Pet Insurance plans

Healthy Paws Pet Insurance offers one straightforward plan that covers up to 90% of the bill for accidents, illnesses and emergency care. Healthy Paws doesn’t put a cap on lifetime, annual or per-incident claim payouts. The plan doesn’t cover preexisting conditions, but this is typical of most pet insurance carriers.

For cat and dog plans, Healthy Paws covers* the following:

    • Illnesses

    • Accidents

    • Hereditary conditions

    • Congenital conditions

    • Chronic conditions

    • Cancer

    • Diagnostic treatment

    • X-rays, blood tests, ultrasounds

    • Surgery

    • Hospitalization

    • Prescription medications

    • Emergency care

    • Specialty care

    • Alternative treatment

*Not applicable for preexisting conditions.

Healthy Paws Pet Insurance cost

The Healthy Paws Pet Insurance cost for monthly premiums starts at $15 for cats and $20 for dogs, but the average monthly premium is around $30. Healthy Paws reimburses up to 90% of your bill and provides three deductible options: $100, $250 or $500. The main factors that determine your pet insurance rates are where you live, your plan’s deductible, the type of animal you’re insuring and its age and breed.

Before your pet receives coverage, it must be examined to determine your overall cost and to screen for preexisting conditions.

Is Healthy Paws Pet Insurance good?

Healthy Paws Pet Insurance is an excellent option for people who want a simple, no-hassle pet insurance policy. The company has a fast and simple claims process, and its plan leaves little room for confusion when it comes to coverage and how to file a claim. The lack of options may deter some customers, but Healthy Paws’ single plan is a fine option for most pet owners.

Healthy Paws Embrace Figo
Maximum annual coverage
Maximum annual coverage
Maximum annual coverage
$5,000, $15,000, Unlimited
$5,000, $8,000, $10,000,
$15,000 or $30,000
$5,000, $10,000, Unlimited
Reimbursement choices
Reimbursement choices
Reimbursement choices
$100 to $1,000, depending
on your pet’s age
70%, 80%, 90%
70%, 80%, 90%, 100%
Deductible choices
Deductible choices
Deductible choices
Varies by pet age
$200, $300, $500, $750, $1,000
Varies by pet age
Pros
  • No annual coverage limit on claim payouts.
  • Pays your vet directly for claims.
  • Has a 24/7 pet telehealth line.
Cons
  • Deductible and reimbursement options for pets not yet enrolled may change as the pet ages.
  • Doesn’t offer wellness or routine care coverage.
  • 12-month waiting period for hip dysplasia, and no coverage at all if the pet is enrolled at age 6 or older.
  • Doesn’t cover vet exam fees for accidents or illnesses.

Healthy Paws Pet Insurance
Healthy Paws Pet Insurance

We will be happy to hear your thoughts

Leave a reply

Tru Pet Insurance
Logo
Enable registration in settings - general